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Does Medicaid cover cosmetic surgery?

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No when the purpose is appearance; yes when the same procedure is reconstructive and medically necessary. Federal rule: medical necessity decides.

What federal law says

Federal law does not name cosmetic surgery. What it says, in 42 CFR 440.230, is that each covered service must be sufficient in amount, duration and scope to reasonably achieve its purpose, and states may place limits based on medical necessity. Every state uses that authority to exclude procedures whose purpose is to improve appearance.

The same operation flips to covered when it restores function or corrects a defect from disease, injury or birth: breast reconstruction after mastectomy, repair of a cleft palate, removal of excess skin that causes recurrent infection after major weight loss, or eyelid surgery when drooping lids block vision. The medical record has to show the functional problem.

Rhinoplasty, facelifts, liposuction and similar procedures done for appearance are excluded in every state, and a provider who performs them will bill you directly.

Children under 21

Under EPSDT, reconstructive procedures for children, such as cleft lip repair or scar revision that restores function, are covered.

What to ask your state plan

Related questions

Common questions

Does Medicaid cover cosmetic surgery?

No when the purpose is appearance; yes when the same procedure is reconstructive and medically necessary.

Does Medicaid cover cosmetic surgery for children?

Under EPSDT, reconstructive procedures for children, such as cleft lip repair or scar revision that restores function, are covered.

How do I find out whether my state's Medicaid covers cosmetic surgery?

Three places. Your plan's member handbook or benefit summary, which lists the covered services and limits; the state Medicaid agency's provider manual for the service, which is public and states the medical-necessity criteria; and the member services line on your card, which can run a coverage check for a specific procedure code. Our state pages list each agency's phone and portal.

Sources

Gov-Grants.org is an independent guide, not a carrier and not a government agency. We never charge fees, and every fact above links to its source with the date we checked it. Program details change; confirm on the official site before applying.